John Collins - Home Loans
    Mortgage Guidance

    Mortgage Insights & Guidance

    Practical guidance from John Collins to help you understand VA loans, refinancing, construction financing, and the mortgage process — before you make a major financial decision.

    What to Review Before You Apply for a VA Loan
    VA Loans6 min read

    What to Review Before You Apply for a VA Loan

    A VA Loan Readiness Review helps you understand eligibility, entitlement, estimated purchasing power, and documentation before you start a formal mortgage application.

    October 8, 2026Read
    Yes, You Can Buy a Home with a Reverse Mortgage
    Reverse Mortgages9 min read

    Yes, You Can Buy a Home with a Reverse Mortgage

    Eligible buyers age 62 and older can use a HECM for Purchase to buy a primary residence without required monthly principal-and-interest payments. Here's how it works.

    October 8, 2026Read