Self-Employed Borrowers
Mortgage options designed for business owners and freelancers.
Self-employed income is evaluated differently than traditional W-2 income. Business deductions that benefit you at tax time can sometimes complicate mortgage qualifying.
Navigating Self-Employed Financing
- Understanding how tax returns and income are evaluated
- The role of business and personal bank statements
- Debt-to-income considerations for business owners
- Alternative documentation programs where legally available
- The importance of early document review
An early review of your financial situation is crucial. John works with self-employed borrowers to identify the most practical financing path, whether through traditional documentation or alternative programs.
Note: Limited-documentation programs require specific verification and are not available in all situations.