Licensed in Idaho and Texas

    Specialized Mortgage Guidance With More Options

    Work directly with John Collins, a United States Air Force veteran and mortgage broker with experience dating back to 2006. With access to more than 85 wholesale lenders, we shop available loan options to help identify financing that fits your situation—not just the products offered by one lender.

    John Collins, Mortgage Broker

    VA Home Loan Guidance

    Your VA Home Loan Benefit Was Earned Through Your Service

    As a fellow United States Air Force veteran, John helps eligible veterans, active-duty service members, Guard and Reserve members, and surviving spouses understand their VA loan options before making a major financial decision.

    Whether you are buying your first home, using your benefit again, reviewing remaining entitlement, building a home, or considering a refinance, John will explain the available path clearly.

    Why Work With a Mortgage Broker?

    A mortgage broker can evaluate options available through multiple wholesale lending channels instead of presenting only one institution’s products. John is individually licensed in Idaho and Texas, and additional financing locations may be available through Mpire Financial Group LLC, subject to applicable licensing and loan-program requirements. By reviewing your specific financial situation, John helps you compare alternatives to find a suitable path forward for your home purchase, refinance, or construction project.

    How John Can Help

    Explore specialized financing options tailored to your goals.

    VA Loans

    Purchase, refinance, remaining entitlement, and repeat-use guidance from a mortgage broker who is also a fellow veteran.

    DSCR Investor Loans

    Finance a rental property using its potential cash flow rather than traditional personal-income documentation.

    Construction Loans

    Explore financing for the land, construction, builder, and permanent mortgage with experienced guidance from the planning stage forward.

    Reverse Mortgages

    Private, straightforward education for homeowners 62 and older who want to understand how their home equity may support their retirement goals.

    Looking for conventional, FHA, USDA, jumbo, refinancing, or another mortgage option? Explore All Loan Options

    Have a transaction at risk because of financing?

    Before a buyer gives up or a transaction falls apart, John can review the financing situation, identify possible alternatives, and provide a clear assessment of the next steps through multiple wholesale lending channels.

    Request a Second Financing Review

    For Real Estate Professionals

    John partners with real estate agents to help protect transactions and provide clear communication from preapproval to closing.

    • Second reviews for difficult scenarios
    • Clear, transaction-focused communication
    • Access to multiple lending channels

    What Working With John Looks Like

    A straightforward approach to securing your financing.

    01

    Conversation

    Start with a straightforward conversation about your needs.

    02

    Review

    Review your goals and current financial situation.

    03

    Explore

    Explore available financing options from multiple channels.

    04

    Move Forward

    Proceed with the appropriate application and documentation.

    Client Reviews

    Hear from homebuyers, homeowners, and real estate professionals.

    "John is extremely knowledgeable and brought creative, effective solutions that helped navigate a challenging transition."

    Kim Brown

    Google Review

    "He was always available to answer my questions, explained everything in a way that actually made sense, and truly went above and beyond."

    "Thank you for managing this transaction with such speed and professionalism. Our team looks forward to working with you again."

    Sunny Darden

    Google Review

    "I'm so happy with my home and it wouldn't have happened without John! Thank you for helping me make a dream come true!"

    Maaike Davidson

    Google Review

    Frequently Asked Questions

    Clear answers to help you navigate the mortgage process.

    Let’s Review Your Mortgage Options

    Whether you are preparing to buy, considering a refinance, planning a construction project, or trying to protect a real estate transaction, the first step is a straightforward conversation.